According to FATF, the undemocratic world government on crime control [*], discrimination and de-risking are ‘unintended consequences’ of legislation made by the organisation (‘recommendations’). There is a special page on Mitigating Unintended Consequences.

In doing so, they are on the wrong track, as the damage is caused by the legislation itself and the concepts on which it is based, such as the assumption that amateur investigators at companies (‘obliged entities’) can detect crime money.

[*] Officially: “The Financial Action Task Force (FATF) is the global money laundering and terrorist financing watchdog. It sets international standards that aim to prevent these illegal activities and the harm they cause to society.“