Those who are interested in the bureaucracy that Europe is creating and that is the basis for surveillance by governments and ‘obliged entities‘ like banks, of every citizen, can read the automatic comparison I made of the consolidated version of the 4th anti money laundering directive and the original directive.

Please note that preamble and notes are not included.

Comparison (pdf)

I have added the comparison to my page with AML-information (in Dutch).

Original directive:
Directive (EU) 2015/849 of the European Parliament and of the Council of 20 May 2015 on the prevention of the use of the financial system for the purposes of money laundering or terrorist financing, amending Regulation (EU) No 648/2012 of the European Parliament and of the Council, and repealing Directive 2005/60/EC of the European Parliament and of the Council and Commission Directive 2006/70/EC. > EN

Consolidated version:
Version of 9 July 2018. Please note EU’s disclaimer:

This text is meant purely as a documentation tool and has no legal effect. The Union’s institutions do not assume any liability for its contents. The authentic versions of the relevant acts, including their preambles, are those published in the Official Journal of the European Union and available in EUR-Lex. Those official texts are directly accessible through the links embedded in this document

> EN