The European Commission has held internetconsultations on open finance and PSD2.
On 2 August I have posted my comment in the consultation ‘Open finance framework – enabling data sharing and third party access in the financial sector’:

It is too early for Europe and the European member states to enable data sharing and third party access in the financial sector. Currently GDPR is not adequately enforced and the national dataprotection authorities are understaffed. The abuses that already exist in the use of personal data by advertising companies such as Google and Facebook will also occur in the financial sector if Europe allows open finance.
This is highly undesirable.

For further information please read my comments in the PSD2 consultation, 88bfee7f-2889-4444-8f39-cb6ad8f9d261

On 19 July 2022 I have contributed to the consultation ‘Payment services – review of EU rules’ (PSD2), see the pdf file mentioned above.